:root {
  --navy: #06172f;
  --ink: #0a2540;
  --royal: #123a63;
  --blue: #1b5a92;
  --gold: #d79a18;
  --soft-gold: #f4c65d;
  --cream: #fffaf0;
  --paper: #ffffff;
  --mist: #f4f7fb;
  --line: #dce5ef;
  --muted: #5d6d80;
  --green: #157f5b;
  --teal: #087c89;
  --orange: #c46d17;
  --shadow-sm: 0 10px 28px rgba(6, 23, 47, 0.08);
  --shadow-md: 0 18px 50px rgba(6, 23, 47, 0.12);
  --shadow-gold: 0 14px 36px rgba(215, 154, 24, 0.2);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: #f8fbff;
  color: var(--ink);
  font-family: Inter, "Noto Sans Devanagari", system-ui, sans-serif;
  -webkit-font-smoothing: antialiased;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -2;
  background:
    radial-gradient(circle at 8% 10%, rgba(215, 154, 24, 0.12), transparent 28%),
    radial-gradient(circle at 92% 20%, rgba(18, 58, 99, 0.11), transparent 32%),
    linear-gradient(180deg, #ffffff, #f5f8fc 44%, #ffffff);
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

.hidden {
  display: none !important;
}

.container {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
}

.section-pad {
  padding: 92px 0;
}

.section-pad-sm {
  padding: 54px 0;
}

.site-shell {
  overflow-x: clip;
}

.site-header {
  position: sticky;
  inset: 0 0 auto;
  z-index: 80;
  border-bottom: 1px solid rgba(6, 23, 47, 0.08);
  background: rgba(255, 255, 255, 0.86);
  backdrop-filter: blur(18px);
  transition: box-shadow 0.22s ease, background 0.22s ease;
}

.site-header.is-scrolled {
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 12px 34px rgba(6, 23, 47, 0.08);
}

.site-nav {
  width: min(1220px, calc(100% - 28px));
  margin: 0 auto;
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.brand-lockup {
  display: inline-flex;
  align-items: center;
  gap: 12px;
}

.brand-logo {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(215, 154, 24, 0.32);
  border-radius: 14px;
  background: #fff;
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}

.brand-logo img {
  width: 46px;
  height: 46px;
  object-fit: contain;
}

.brand-logo.small-logo {
  width: 42px;
  height: 42px;
  border-radius: 10px;
}

.brand-logo.small-logo img {
  width: 36px;
  height: 36px;
}

.brand-lockup strong {
  display: block;
  color: var(--navy);
  font-size: 1.28rem;
  font-weight: 900;
  line-height: 1;
}

.brand-lockup small {
  display: block;
  margin-top: 4px;
  color: var(--gold);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.desktop-nav {
  display: flex;
  align-items: center;
  gap: 24px;
  color: #2a3d52;
  font-size: 0.94rem;
  font-weight: 800;
}

.desktop-nav a {
  position: relative;
  padding: 28px 0;
}

.desktop-nav a::after {
  content: "";
  position: absolute;
  right: 0;
  bottom: 19px;
  left: 0;
  height: 3px;
  border-radius: 99px;
  background: linear-gradient(90deg, var(--gold), var(--soft-gold));
  transform: scaleX(0);
  transform-origin: center;
  transition: transform 0.22s ease;
}

.desktop-nav a:hover,
.desktop-nav a.is-active {
  color: var(--navy);
}

.desktop-nav a:hover::after,
.desktop-nav a.is-active::after {
  transform: scaleX(1);
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.icon-btn {
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: 12px;
  display: inline-grid;
  place-items: center;
  background: #fff;
  color: var(--navy);
  box-shadow: 0 8px 20px rgba(6, 23, 47, 0.06);
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}

.icon-btn:hover {
  transform: translateY(-2px);
  border-color: rgba(215, 154, 24, 0.42);
  box-shadow: var(--shadow-sm);
}

.icon-btn svg,
.btn svg,
.eyebrow svg,
.contact-line svg,
.trust-card svg,
.process-card svg {
  width: 19px;
  height: 19px;
}

.whatsapp-icon {
  width: 21px;
  height: 21px;
  object-fit: contain;
}

.call-chip {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1px solid rgba(6, 23, 47, 0.12);
  border-radius: 999px;
  background: #fff;
  color: var(--navy);
  padding: 0 14px;
  font-weight: 900;
  box-shadow: 0 8px 18px rgba(6, 23, 47, 0.06);
}

.btn {
  min-height: 46px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  border: 1px solid transparent;
  border-radius: 12px;
  padding: 0.82rem 1.16rem;
  font-size: 0.94rem;
  font-weight: 900;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease, border-color 0.2s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  background: linear-gradient(135deg, var(--gold), var(--soft-gold));
  color: #06172f;
  box-shadow: var(--shadow-gold);
}

.btn-secondary {
  border-color: rgba(18, 58, 99, 0.16);
  background: linear-gradient(135deg, var(--navy), var(--royal));
  color: #fff;
  box-shadow: 0 14px 34px rgba(6, 23, 47, 0.18);
}

.btn-outline {
  border-color: rgba(6, 23, 47, 0.16);
  background: rgba(255, 255, 255, 0.84);
  color: var(--navy);
  box-shadow: 0 10px 26px rgba(6, 23, 47, 0.05);
}

.menu-btn {
  display: none;
}

.mobile-menu {
  width: min(1220px, calc(100% - 28px));
  margin: 0 auto 14px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #fff;
  box-shadow: var(--shadow-md);
  padding: 12px;
}

.mobile-menu a {
  display: block;
  border-radius: 12px;
  padding: 12px;
  font-weight: 800;
  color: var(--ink);
}

.mobile-menu a:hover {
  background: var(--mist);
}

.mobile-cta-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-top: 10px;
}

.hero-section {
  position: relative;
  padding: 24px 0 0;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(245, 248, 252, 0.96)),
    radial-gradient(circle at 12% 18%, rgba(215, 154, 24, 0.16), transparent 30%);
}

.hero-slider {
  width: min(1220px, calc(100% - 28px));
  margin: 0 auto;
  position: relative;
  min-height: 632px;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 28px;
  overflow: hidden;
  background:
    linear-gradient(135deg, #ffffff 0%, #f7fbff 47%, #eff7ff 100%);
  box-shadow: var(--shadow-md);
}

.hero-slide {
  position: absolute;
  inset: 0;
  display: grid;
  grid-template-columns: 0.48fr 0.52fr;
  gap: 28px;
  align-items: center;
  padding: 52px;
  opacity: 0;
  pointer-events: none;
  transform: translateX(24px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}

.hero-slide.active {
  opacity: 1;
  pointer-events: auto;
  transform: translateX(0);
}

.hero-slide::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    radial-gradient(circle at 28% 18%, rgba(215, 154, 24, 0.13), transparent 30%),
    linear-gradient(90deg, rgba(255, 255, 255, 0.98), rgba(255, 255, 255, 0.74) 45%, rgba(255, 255, 255, 0.42));
}

.hero-slide[data-theme="insurance"]::before {
  background:
    radial-gradient(circle at 28% 18%, rgba(215, 154, 24, 0.14), transparent 30%),
    radial-gradient(circle at 88% 20%, rgba(18, 58, 99, 0.11), transparent 34%),
    linear-gradient(90deg, rgba(255, 255, 255, 0.98), rgba(255, 255, 255, 0.78) 45%, rgba(255, 255, 255, 0.42));
}

.hero-slide[data-theme="wealth"]::before {
  background:
    radial-gradient(circle at 28% 18%, rgba(21, 127, 91, 0.13), transparent 30%),
    radial-gradient(circle at 88% 20%, rgba(215, 154, 24, 0.13), transparent 34%),
    linear-gradient(90deg, rgba(255, 255, 255, 0.98), rgba(255, 255, 255, 0.78) 45%, rgba(255, 255, 255, 0.42));
}

.hero-copy,
.hero-poster {
  position: relative;
  z-index: 1;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  width: fit-content;
  border: 1px solid rgba(215, 154, 24, 0.28);
  border-radius: 999px;
  background: rgba(255, 250, 240, 0.92);
  color: #8f5f05;
  padding: 0.48rem 0.78rem;
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.hero-copy h1,
.hero-copy h2 {
  margin: 22px 0 0;
  color: var(--navy);
  font-size: clamp(2.45rem, 5vw, 4.85rem);
  font-weight: 900;
  line-height: 0.98;
  letter-spacing: 0;
}

.hero-copy p {
  max-width: 610px;
  margin: 22px 0 0;
  color: #33465c;
  font-size: 1.08rem;
  line-height: 1.8;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.hero-poster {
  align-self: stretch;
  display: grid;
  place-items: center;
}

.hero-poster img {
  width: min(530px, 100%);
  max-height: 556px;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 22px;
  object-fit: cover;
  object-position: top center;
  box-shadow: 0 26px 70px rgba(6, 23, 47, 0.16);
  transition: transform 0.65s ease;
}

.hero-slide.active .hero-poster img {
  animation: posterLift 5s ease-in-out infinite;
}

.hero-bottom {
  width: min(1220px, calc(100% - 28px));
  margin: -34px auto 0;
  position: relative;
  z-index: 4;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 18px;
  align-items: center;
}

.hero-trust-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.94);
  box-shadow: var(--shadow-sm);
  padding: 14px;
}

.hero-trust-badges span {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: var(--navy);
  font-size: 0.82rem;
  font-weight: 900;
}

.hero-trust-badges svg {
  width: 17px;
  height: 17px;
  color: var(--gold);
}

.slider-controls {
  display: flex;
  gap: 8px;
}

.hero-dot {
  width: 12px;
  height: 12px;
  border: 0;
  border-radius: 99px;
  background: rgba(6, 23, 47, 0.28);
  cursor: pointer;
  transition: width 0.22s ease, background 0.22s ease;
}

.hero-dot.active {
  width: 34px;
  background: var(--gold);
}

.trust-strip {
  background: transparent;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.trust-card {
  min-height: 196px;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 20px;
  background: #fff;
  box-shadow: var(--shadow-sm);
  padding: 22px;
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.trust-card:hover,
.service-card:hover,
.process-card:hover,
.testimonial-card:hover,
.gallery-card:hover {
  transform: translateY(-6px);
  border-color: rgba(215, 154, 24, 0.34);
  box-shadow: var(--shadow-md);
}

.trust-card i,
.trust-card svg {
  width: 42px;
  height: 42px;
  color: var(--gold);
  margin-bottom: 18px;
}

.trust-card strong {
  display: block;
  color: var(--navy);
  font-size: 1.16rem;
  font-weight: 900;
}

.trust-card span {
  display: block;
  margin-top: 10px;
  color: var(--muted);
  line-height: 1.65;
}

.section-heading {
  max-width: 780px;
  margin: 0 auto 42px;
  text-align: center;
}

.section-heading.text-left {
  margin-inline: 0;
  text-align: left;
}

.section-heading h2 {
  margin: 16px 0 0;
  color: var(--navy);
  font-size: clamp(2rem, 4vw, 3.25rem);
  font-weight: 900;
  line-height: 1.08;
}

.section-heading p {
  margin: 16px 0 0;
  color: var(--muted);
  font-size: 1.04rem;
  line-height: 1.8;
}

.section-title {
  color: var(--navy);
  font-size: clamp(2rem, 4vw, 3.25rem);
  font-weight: 900;
  line-height: 1.08;
}

.section-copy {
  color: var(--muted);
  font-size: 1.04rem;
  line-height: 1.8;
}

.protect-card,
.glass-card {
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.94);
  box-shadow: var(--shadow-md);
  padding: 24px;
}

.ai-row {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fff;
  color: var(--ink);
  padding: 12px;
}

.ai-row span {
  display: flex;
  gap: 10px;
  color: var(--ink);
  line-height: 1.6;
}

.ai-row svg {
  flex: 0 0 auto;
  width: 18px;
  height: 18px;
  color: var(--gold);
  margin-top: 3px;
}

.services-section {
  background:
    linear-gradient(180deg, #fff, #f6f9fd),
    radial-gradient(circle at 15% 18%, rgba(215, 154, 24, 0.1), transparent 32%);
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.service-card {
  overflow: hidden;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 20px;
  background: #fff;
  box-shadow: var(--shadow-sm);
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.service-media {
  height: 230px;
  background: var(--mist);
  overflow: hidden;
}

.service-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  transition: transform 0.35s ease;
}

.service-card:hover .service-media img {
  transform: scale(1.045);
}

.service-content {
  padding: 18px;
}

.service-chip {
  display: inline-flex;
  border-radius: 999px;
  background: #fff6dd;
  color: #8f5f05;
  padding: 0.36rem 0.6rem;
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.service-card h3 {
  margin: 13px 0 0;
  color: var(--navy);
  font-size: 1.22rem;
  font-weight: 900;
}

.service-card p {
  min-height: 80px;
  margin: 10px 0 0;
  color: var(--muted);
  line-height: 1.62;
}

.service-actions {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 10px;
  margin-top: 16px;
}

.service-actions .btn {
  min-height: 42px;
  padding-inline: 0.78rem;
  font-size: 0.84rem;
}

.campaign-banner {
  background: #fff;
}

.banner-card {
  display: grid;
  grid-template-columns: 0.52fr 0.48fr;
  align-items: center;
  gap: 28px;
  overflow: hidden;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 26px;
  background:
    linear-gradient(135deg, #ffffff, #f5fbff),
    radial-gradient(circle at top right, rgba(8, 124, 137, 0.14), transparent 35%);
  box-shadow: var(--shadow-md);
  padding: 28px;
}

.banner-card.retirement-banner {
  grid-template-columns: 0.45fr 0.55fr;
  background:
    linear-gradient(135deg, #fffaf2, #ffffff),
    radial-gradient(circle at top right, rgba(196, 109, 23, 0.14), transparent 35%);
}

.banner-card img {
  width: 100%;
  max-height: 420px;
  border-radius: 20px;
  object-fit: cover;
  object-position: top center;
  box-shadow: var(--shadow-sm);
}

.banner-card h2 {
  margin: 16px 0 0;
  color: var(--navy);
  font-size: clamp(1.85rem, 4vw, 3.1rem);
  font-weight: 900;
  line-height: 1.1;
}

.banner-card p {
  margin: 16px 0 24px;
  color: var(--muted);
  font-size: 1.04rem;
  line-height: 1.8;
}

.split-layout {
  display: grid;
  grid-template-columns: 0.42fr 0.58fr;
  gap: 42px;
  align-items: center;
}

.process-section {
  background:
    linear-gradient(180deg, #f7fbff, #ffffff);
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.process-card {
  min-height: 232px;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 18px;
  background: #fff;
  box-shadow: var(--shadow-sm);
  padding: 22px;
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.process-card span {
  color: var(--gold);
  font-size: 0.86rem;
  font-weight: 900;
}

.process-card svg {
  display: block;
  width: 40px;
  height: 40px;
  margin: 18px 0 14px;
  color: var(--navy);
}

.process-card h3 {
  color: var(--navy);
  font-size: 1.18rem;
  font-weight: 900;
}

.process-card p {
  margin-top: 9px;
  color: var(--muted);
  line-height: 1.65;
}

.mini-ad-card {
  display: grid;
  grid-template-columns: 110px 1fr;
  gap: 15px;
  align-items: center;
  margin-top: 26px;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 18px;
  background: #fff;
  box-shadow: var(--shadow-sm);
  padding: 12px;
}

.mini-ad-card img {
  height: 110px;
  border-radius: 14px;
  object-fit: cover;
  object-position: top center;
}

.mini-ad-card strong {
  display: block;
  color: var(--navy);
  font-weight: 900;
}

.mini-ad-card span {
  display: block;
  margin-top: 6px;
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.55;
}

.poster-showcase-section {
  background: linear-gradient(180deg, #fff, #f6f9fd);
}

.poster-marquee {
  overflow: hidden;
  padding: 8px 0 20px;
}

.poster-track {
  display: flex;
  width: max-content;
  gap: 18px;
  animation: posterScroll 54s linear infinite;
  will-change: transform;
}

.poster-marquee:hover .poster-track {
  animation-play-state: paused;
}

.poster-track img {
  width: 300px;
  aspect-ratio: 2 / 3;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 20px;
  object-fit: cover;
  object-position: top center;
  box-shadow: var(--shadow-md);
}

.tools-section {
  background: #fff;
}

.tools-layout {
  grid-template-columns: 0.38fr 0.62fr;
}

.tool-tabs {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-top: 26px;
}

.tool-tab {
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  color: var(--ink);
  padding: 12px;
  font-weight: 900;
  cursor: pointer;
  transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}

.tool-tab.active,
.tool-tab:hover {
  border-color: var(--gold);
  background: var(--navy);
  color: #fff;
}

.calculator-shell {
  display: grid;
  grid-template-columns: 1fr 0.86fr;
  gap: 18px;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 24px;
  background: linear-gradient(135deg, #ffffff, #f7fbff);
  box-shadow: var(--shadow-md);
  padding: 20px;
}

.tool-form {
  display: none;
}

.tool-form.active {
  display: grid;
}

.input-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.input-grid label,
.lead-form label {
  display: grid;
  gap: 8px;
  color: var(--navy);
  font-size: 0.88rem;
  font-weight: 900;
}

.input-grid input,
.lead-form input,
.lead-form select,
.lead-form textarea,
.guidance-input input {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  color: var(--ink);
  padding: 12px 13px;
  outline: none;
  transition: border-color 0.18s ease, box-shadow 0.18s ease;
}

.input-grid input:focus,
.lead-form input:focus,
.lead-form select:focus,
.lead-form textarea:focus,
.guidance-input input:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(215, 154, 24, 0.14);
}

.calculator-result {
  border-radius: 20px;
  background: linear-gradient(145deg, var(--navy), var(--royal));
  color: #fff;
  padding: 22px;
}

.calculator-result p {
  color: var(--soft-gold);
  font-size: 0.82rem;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.calculator-result h3 {
  margin-top: 12px;
  font-size: clamp(2rem, 4vw, 3.2rem);
  font-weight: 900;
}

.calculator-result span {
  display: block;
  margin-top: 12px;
  color: rgba(255, 255, 255, 0.82);
  line-height: 1.65;
}

.calculator-result small {
  display: block;
  margin-top: 18px;
  color: rgba(255, 255, 255, 0.65);
  line-height: 1.5;
}

.result-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.advisor-section {
  background:
    linear-gradient(180deg, #f6f9fd, #ffffff);
}

.advisor-card {
  display: grid;
  grid-template-columns: 0.22fr 0.48fr 0.3fr;
  gap: 24px;
  align-items: center;
  overflow: hidden;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 28px;
  background: #fff;
  box-shadow: var(--shadow-md);
  padding: 24px;
}

.advisor-image {
  min-height: 260px;
  display: grid;
  place-items: center;
  border-radius: 22px;
  background:
    radial-gradient(circle at 50% 22%, rgba(215, 154, 24, 0.18), transparent 34%),
    linear-gradient(145deg, #f7fbff, #ffffff);
}

.advisor-image img {
  width: 180px;
  height: 180px;
  object-fit: contain;
}

.advisor-content h2 {
  margin: 16px 0 0;
  color: var(--navy);
  font-size: clamp(1.8rem, 4vw, 3rem);
  font-weight: 900;
  line-height: 1.12;
}

.advisor-content p {
  margin-top: 15px;
  color: var(--muted);
  line-height: 1.78;
}

.advisor-points {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}

.advisor-points span {
  border-radius: 999px;
  background: #f2f6fb;
  color: var(--navy);
  padding: 0.56rem 0.78rem;
  font-size: 0.84rem;
  font-weight: 900;
}

.advisor-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}

.advisor-side-ad img {
  height: 390px;
  width: 100%;
  border-radius: 20px;
  object-fit: cover;
  object-position: top center;
  box-shadow: var(--shadow-sm);
}

.gallery-section {
  background: #fff;
}

.gallery-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.gallery-card {
  overflow: hidden;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 22px;
  background: #fff;
  box-shadow: var(--shadow-sm);
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.gallery-card img {
  width: 100%;
  height: 440px;
  object-fit: cover;
  object-position: top center;
}

.testimonials-section,
.faq-section {
  background: linear-gradient(180deg, #f7fbff, #ffffff);
}

.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.testimonial-card,
.faq-item {
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 20px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.testimonial-card {
  padding: 22px;
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.stars {
  color: #8f5f05;
  font-weight: 900;
}

.testimonial-card p {
  margin-top: 16px;
  color: #30445a;
  line-height: 1.75;
}

.testimonial-card strong {
  display: block;
  margin-top: 18px;
  color: var(--navy);
  font-weight: 900;
}

.testimonial-card span {
  display: block;
  margin-top: 4px;
  color: var(--muted);
  font-size: 0.9rem;
}

.faq-list {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  gap: 12px;
}

.faq-item {
  padding: 0;
}

.faq-item summary {
  cursor: pointer;
  color: var(--navy);
  padding: 18px 20px;
  font-weight: 900;
}

.faq-item p {
  border-top: 1px solid var(--line);
  margin: 0;
  padding: 16px 20px 20px;
  color: var(--muted);
  line-height: 1.75;
}

.contact-section {
  background:
    linear-gradient(135deg, var(--navy), var(--royal));
  color: #fff;
}

.contact-layout {
  display: grid;
  grid-template-columns: 0.45fr 0.55fr;
  gap: 34px;
  align-items: start;
}

.contact-copy .eyebrow {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(244, 198, 93, 0.26);
  color: var(--soft-gold);
}

.contact-copy h2 {
  margin: 16px 0 0;
  font-size: clamp(2rem, 4vw, 3.3rem);
  font-weight: 900;
  line-height: 1.1;
}

.contact-copy p {
  margin-top: 16px;
  color: rgba(255, 255, 255, 0.78);
  line-height: 1.8;
}

.contact-lines {
  display: grid;
  gap: 12px;
  margin-top: 26px;
}

.contact-line {
  display: flex;
  align-items: center;
  gap: 12px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.08);
  color: #fff;
  padding: 13px 14px;
  transition: transform 0.2s ease, background 0.2s ease;
}

.contact-line:hover {
  transform: translateY(-2px);
  background: rgba(255, 255, 255, 0.12);
}

.lead-form {
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 22px 60px rgba(0, 0, 0, 0.18);
  padding: 24px;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.lead-form textarea {
  min-height: 116px;
  resize: vertical;
}

.full-label {
  display: grid;
  margin-top: 14px;
}

.form-submit {
  width: 100%;
  margin-top: 18px;
}

.form-status {
  margin: 16px 0 0;
  border: 1px solid rgba(215, 154, 24, 0.32);
  border-radius: 12px;
  background: #fff6dd;
  color: #7a5106;
  padding: 12px 14px;
  font-size: 0.92rem;
  font-weight: 800;
}

.site-footer {
  background: #041124;
  color: #fff;
  padding: 58px 0 24px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.7fr 0.7fr 1.1fr;
  gap: 30px;
}

.footer-brand strong {
  color: #fff;
}

.site-footer p,
.site-footer a,
.site-footer span {
  color: rgba(255, 255, 255, 0.72);
}

.site-footer p {
  margin-top: 18px;
  line-height: 1.75;
}

.site-footer h3 {
  color: var(--soft-gold);
  font-size: 0.95rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.site-footer a {
  display: block;
  margin-top: 12px;
  font-weight: 700;
}

.site-footer .btn {
  display: inline-flex;
  margin-top: 20px;
  color: var(--navy);
}

.footer-note {
  color: rgba(244, 198, 93, 0.86) !important;
  font-size: 0.86rem;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  margin-top: 36px;
  padding-top: 20px;
  font-size: 0.9rem;
}

.floating-whatsapp,
.guidance-fab {
  position: fixed;
  right: 20px;
  z-index: 70;
}

.floating-whatsapp {
  bottom: 94px;
  width: 56px;
  height: 56px;
  display: grid;
  place-items: center;
  border-radius: 18px;
  background: #25d366;
  box-shadow: 0 18px 40px rgba(37, 211, 102, 0.32);
}

.floating-whatsapp .whatsapp-icon {
  width: 32px;
  height: 32px;
}

.guidance-fab {
  bottom: 22px;
  min-height: 54px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 0;
  border-radius: 18px;
  background: linear-gradient(135deg, var(--navy), var(--royal));
  color: #fff;
  padding: 0 17px;
  font-weight: 900;
  box-shadow: 0 18px 44px rgba(6, 23, 47, 0.24);
  cursor: pointer;
}

.guidance-panel {
  position: fixed;
  right: 20px;
  bottom: 88px;
  z-index: 90;
  width: min(392px, calc(100vw - 28px));
  height: 560px;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  border: 1px solid rgba(6, 23, 47, 0.12);
  border-radius: 22px;
  background: #fff;
  box-shadow: 0 30px 90px rgba(6, 23, 47, 0.24);
  opacity: 0;
  pointer-events: none;
  transform: translateY(18px) scale(0.97);
  transition: opacity 0.24s ease, transform 0.24s ease;
}

.guidance-panel.open {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0) scale(1);
}

.guidance-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  border-bottom: 1px solid var(--line);
  background: linear-gradient(135deg, #fff, #f7fbff);
  padding: 14px;
}

.guidance-messages {
  flex: 1;
  overflow-y: auto;
  background: #f6f9fd;
  padding: 14px;
}

.guidance-msg {
  display: flex;
  margin: 0 0 12px;
}

.guidance-msg.user {
  justify-content: flex-end;
}

.bubble {
  max-width: 82%;
  border-radius: 16px;
  padding: 11px 13px;
  font-size: 0.92rem;
  line-height: 1.55;
  box-shadow: 0 7px 16px rgba(6, 23, 47, 0.06);
}

.bubble.bot {
  border-bottom-left-radius: 5px;
  background: #fff;
  color: #24384f;
}

.bubble.user {
  border-bottom-right-radius: 5px;
  background: var(--navy);
  color: #fff;
}

.typing {
  display: inline-flex;
  gap: 4px;
  align-items: center;
}

.typing span {
  width: 6px;
  height: 6px;
  border-radius: 999px;
  background: var(--gold);
  animation: blink 1s infinite;
}

.typing span:nth-child(2) {
  animation-delay: 0.15s;
}

.typing span:nth-child(3) {
  animation-delay: 0.3s;
}

.quick-replies {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  border-top: 1px solid var(--line);
  background: #fff;
  padding: 10px 12px;
}

.quick-pill {
  border: 1px solid rgba(215, 154, 24, 0.32);
  border-radius: 999px;
  background: #fffaf0;
  color: var(--navy);
  padding: 7px 10px;
  font-size: 0.78rem;
  font-weight: 900;
  cursor: pointer;
}

.guidance-input {
  display: grid;
  grid-template-columns: 1fr 44px;
  gap: 8px;
  border-top: 1px solid var(--line);
  background: #fff;
  padding: 12px;
}

.guidance-input button {
  border: 0;
  border-radius: 12px;
  background: var(--gold);
  color: var(--navy);
  display: grid;
  place-items: center;
  cursor: pointer;
}

.guidance-input button svg {
  width: 18px;
  height: 18px;
}

.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes posterLift {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-8px);
  }
}

@keyframes posterScroll {
  from {
    transform: translateX(0);
  }
  to {
    transform: translateX(calc(-50% - 9px));
  }
}

@keyframes blink {
  0%,
  80%,
  100% {
    opacity: 0.3;
    transform: translateY(0);
  }
  40% {
    opacity: 1;
    transform: translateY(-2px);
  }
}

@media (max-width: 1180px) {
  .desktop-nav {
    gap: 16px;
  }

  .service-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 1024px) {
  .desktop-nav,
  .nav-actions {
    display: none;
  }

  .menu-btn {
    display: inline-grid;
  }

  .hero-slider {
    min-height: 840px;
  }

  .hero-slide {
    grid-template-columns: 1fr;
    align-content: start;
    padding: 32px;
  }

  .hero-poster {
    align-self: start;
  }

  .hero-poster img {
    width: min(560px, 100%);
    max-height: 470px;
  }

  .hero-bottom,
  .split-layout,
  .tools-layout,
  .contact-layout,
  .advisor-card,
  .banner-card,
  .banner-card.retirement-banner {
    grid-template-columns: 1fr;
  }

  .hero-bottom {
    margin-top: 16px;
  }

  .trust-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .calculator-shell {
    grid-template-columns: 1fr;
  }

  .advisor-side-ad img {
    height: 420px;
  }

  .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 760px) {
  .container {
    width: min(100% - 24px, 1180px);
  }

  .section-pad {
    padding: 64px 0;
  }

  .site-nav {
    min-height: 70px;
    width: min(100% - 20px, 1220px);
  }

  .brand-logo {
    width: 48px;
    height: 48px;
  }

  .brand-logo img {
    width: 41px;
    height: 41px;
  }

  .brand-lockup strong {
    font-size: 1.08rem;
  }

  .brand-lockup small {
    font-size: 0.64rem;
  }

  .hero-section {
    padding-top: 12px;
  }

  .hero-slider {
    width: min(100% - 20px, 1220px);
    min-height: 792px;
    border-radius: 20px;
  }

  .hero-slide {
    padding: 22px;
    gap: 20px;
  }

  .hero-copy h1,
  .hero-copy h2 {
    font-size: clamp(2.15rem, 14vw, 3.1rem);
    line-height: 1.02;
  }

  .hero-copy p {
    font-size: 0.98rem;
    line-height: 1.7;
  }

  .hero-actions,
  .result-actions,
  .advisor-actions {
    flex-direction: column;
  }

  .hero-actions .btn,
  .result-actions .btn,
  .advisor-actions .btn {
    width: 100%;
  }

  .hero-poster img {
    max-height: 382px;
    border-radius: 16px;
  }

  .hero-bottom {
    width: min(100% - 20px, 1220px);
  }

  .hero-trust-badges {
    max-height: none;
  }

  .slider-controls {
    justify-content: center;
  }

  .trust-grid,
  .service-grid,
  .process-grid,
  .gallery-grid,
  .testimonial-grid,
  .form-grid,
  .input-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .trust-card {
    min-height: auto;
  }

  .service-media {
    height: 260px;
  }

  .service-card p {
    min-height: auto;
  }

  .service-actions {
    grid-template-columns: 1fr;
  }

  .banner-card {
    padding: 18px;
    border-radius: 20px;
  }

  .poster-track img {
    width: 246px;
    border-radius: 16px;
  }

  .mini-ad-card {
    grid-template-columns: 86px 1fr;
  }

  .mini-ad-card img {
    height: 86px;
  }

  .advisor-card {
    padding: 18px;
    border-radius: 22px;
  }

  .advisor-image {
    min-height: 190px;
  }

  .advisor-image img {
    width: 140px;
    height: 140px;
  }

  .advisor-side-ad img,
  .gallery-card img {
    height: 360px;
  }

  .contact-section {
    border-radius: 0;
  }

  .footer-bottom {
    align-items: flex-start;
    flex-direction: column;
  }

  .floating-whatsapp {
    right: 14px;
    bottom: 88px;
    width: 52px;
    height: 52px;
  }

  .guidance-fab {
    right: 14px;
    bottom: 20px;
  }

  .guidance-panel {
    right: 8px;
    bottom: 82px;
    width: calc(100vw - 16px);
    height: min(610px, calc(100vh - 98px));
    border-radius: 18px;
  }
}

@media (max-width: 420px) {
  .hero-slider {
    min-height: 830px;
  }

  .hero-poster img {
    max-height: 350px;
  }

  .btn {
    padding-inline: 0.9rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

/* Poster-led fit fixes: keep campaign creatives fully visible instead of cropped. */
.ad-hero-slider {
  height: clamp(430px, calc(100vh - 150px), 620px);
  min-height: 0;
  border-radius: 22px;
  background:
    linear-gradient(135deg, #ffffff 0%, #f6fbff 48%, #fff8e8 100%);
}

.ad-hero-slider .hero-slide {
  grid-template-columns: minmax(250px, 0.34fr) 1fr;
  gap: 22px;
  align-items: stretch;
  padding: 22px 28px;
}

.ad-hero-slider .hero-slide::before {
  background:
    radial-gradient(circle at 14% 20%, rgba(215, 154, 24, 0.16), transparent 28%),
    radial-gradient(circle at 88% 24%, rgba(18, 58, 99, 0.12), transparent 34%);
}

.ad-hero-slider .hero-copy {
  align-self: center;
  max-width: 365px;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow-sm);
  padding: 20px;
}

.ad-hero-slider .hero-copy h1,
.ad-hero-slider .hero-copy h2 {
  margin-top: 15px;
  font-size: clamp(1.9rem, 3.2vw, 3.05rem);
  line-height: 1.06;
}

.ad-hero-slider .hero-copy p {
  margin-top: 14px;
  font-size: 0.96rem;
  line-height: 1.65;
}

.ad-hero-slider .hero-actions {
  gap: 10px;
  margin-top: 18px;
}

.ad-hero-slider .hero-actions .btn {
  min-height: 42px;
  padding: 0.68rem 0.88rem;
  font-size: 0.86rem;
}

.ad-hero-slider .hero-poster {
  height: 100%;
  min-height: 0;
  overflow: hidden;
}

.ad-hero-slider .hero-poster img {
  width: 100%;
  height: 100%;
  max-height: none;
  border-radius: 18px;
  background: #fff;
  object-fit: contain;
  object-position: center;
}

.hero-bottom {
  margin-top: 14px;
}

.service-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.service-media {
  height: 430px;
  display: grid;
  place-items: center;
  background: #fff;
}

.service-media img,
.banner-card img,
.poster-track img,
.advisor-side-ad img,
.gallery-card img {
  background: #fff;
  object-fit: contain;
  object-position: center;
}

.service-card:hover .service-media img {
  transform: scale(1.018);
}

.poster-track img {
  aspect-ratio: 2 / 3;
  padding: 0;
}

.gallery-card img {
  height: auto;
  aspect-ratio: 2 / 3;
}

.banner-card img,
.advisor-side-ad img {
  max-height: 520px;
}

@media (max-width: 1180px) {
  .service-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 1024px) {
  .ad-hero-slider {
    height: clamp(620px, calc(100vh - 104px), 820px);
  }

  .ad-hero-slider .hero-slide {
    grid-template-columns: 1fr;
    gap: 14px;
    padding: 16px;
  }

  .ad-hero-slider .hero-copy {
    align-self: start;
    max-width: none;
    padding: 16px;
  }

  .ad-hero-slider .hero-copy h1,
  .ad-hero-slider .hero-copy h2 {
    font-size: clamp(1.7rem, 6vw, 2.45rem);
  }

  .ad-hero-slider .hero-poster {
    height: min(58vh, 520px);
  }
}

@media (max-width: 760px) {
  .ad-hero-slider {
    width: min(100% - 20px, 1220px);
    height: clamp(650px, calc(100vh - 86px), 780px);
    border-radius: 18px;
  }

  .ad-hero-slider .hero-slide {
    padding: 12px;
  }

  .ad-hero-slider .hero-copy {
    padding: 13px;
  }

  .ad-hero-slider .hero-copy p {
    display: none;
  }

  .ad-hero-slider .hero-actions {
    flex-direction: row;
  }

  .ad-hero-slider .hero-actions .btn {
    width: auto;
    flex: 1 1 140px;
  }

  .ad-hero-slider .hero-poster {
    height: min(60vh, 470px);
  }

  .service-grid {
    grid-template-columns: 1fr;
  }

  .service-media {
    height: min(520px, calc(100vw * 1.36));
  }
}

@media (max-width: 420px) {
  .ad-hero-slider {
    height: 680px;
  }

  .ad-hero-slider .hero-poster {
    height: 420px;
  }
}

/* Final landscape poster system for the new Website Poster set. */
.ad-hero-slider {
  height: clamp(380px, calc(100vh - 172px), 590px);
  min-height: 0;
}

.ad-hero-slider .hero-slide {
  display: grid;
  grid-template-columns: 1fr;
  padding: 0;
}

.ad-hero-slider .hero-slide::before {
  display: none;
}

.ad-hero-slider .hero-copy {
  display: none;
}

.ad-hero-slider .hero-poster {
  width: 100%;
  height: 100%;
  padding: 0;
}

.ad-hero-slider .hero-poster img {
  width: 100%;
  height: 100%;
  border: 0;
  border-radius: 22px;
  box-shadow: none;
  object-fit: contain;
  object-position: center;
}

.service-media {
  height: auto;
  aspect-ratio: 16 / 9;
}

.service-media img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  object-position: center;
}

.poster-track img {
  width: min(520px, 82vw);
  aspect-ratio: 16 / 9;
  object-fit: contain;
  object-position: center;
}

.gallery-card img {
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: contain;
  object-position: center;
}

.banner-card img,
.advisor-side-ad img,
.mini-ad-card img {
  object-fit: contain;
  object-position: center;
  background: #fff;
}

.banner-card img {
  aspect-ratio: 16 / 9;
  max-height: none;
}

.advisor-side-ad img {
  height: auto;
  aspect-ratio: 16 / 9;
}

.mini-ad-card img {
  aspect-ratio: 16 / 9;
  height: auto;
}

@media (max-width: 1024px) {
  .ad-hero-slider {
    height: clamp(260px, calc((100vw - 28px) * 0.5625), 520px);
  }

  .ad-hero-slider .hero-poster {
    height: 100%;
  }
}

@media (max-width: 760px) {
  .ad-hero-slider {
    height: clamp(200px, calc((100vw - 20px) * 0.5625), 420px);
  }

  .service-media {
    height: auto;
    aspect-ratio: 16 / 9;
  }

  .poster-track img {
    width: min(360px, 84vw);
  }
}

@media (max-width: 420px) {
  .ad-hero-slider,
  .ad-hero-slider .hero-poster {
    height: calc((100vw - 20px) * 0.5625);
  }
}

/* Business-grade cleanup: keep posters intentional, readable, and screen-fit. */
.hero-section {
  padding: 20px 0 26px;
}

.ad-hero-slider {
  width: min(1180px, calc(100% - 36px));
  height: clamp(320px, calc(100vh - 205px), 520px);
  border-radius: 22px;
  background: #f7f9fc;
}

.ad-hero-slider .hero-poster {
  display: grid;
  place-items: center;
  background: #f7f9fc;
}

.ad-hero-slider .hero-poster img {
  width: auto;
  max-width: 100%;
  height: 100%;
  max-height: 100%;
  object-fit: contain;
  border-radius: 20px;
}

.hero-bottom {
  width: min(1180px, calc(100% - 36px));
  margin-top: 14px;
}

.hero-trust-badges {
  min-height: 44px;
  padding: 10px 14px;
}

.hero-trust-badges span {
  font-size: 0.82rem;
}

.section-pad {
  padding: 76px 0;
}

.section-pad-sm {
  padding: 42px 0;
}

.section-heading h2,
.section-title {
  font-size: clamp(1.75rem, 3vw, 2.65rem);
  line-height: 1.14;
}

.section-heading p,
.section-copy {
  font-size: 1rem;
  line-height: 1.7;
}

.split-layout {
  grid-template-columns: 0.38fr 0.62fr;
  gap: 36px;
}

.process-section .section-heading h2 {
  max-width: 560px;
  font-size: clamp(1.9rem, 3.2vw, 3rem);
}

.process-section .section-heading p {
  max-width: 560px;
}

.process-grid {
  gap: 14px;
}

.process-card {
  min-height: 190px;
  padding: 20px;
}

.process-card svg {
  width: 34px;
  height: 34px;
  margin: 14px 0 12px;
}

.process-card h3 {
  font-size: 1.08rem;
}

.process-card p {
  font-size: 0.96rem;
  line-height: 1.55;
}

.process-note {
  display: grid;
  gap: 10px;
  margin-top: 24px;
}

.process-note span {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  width: fit-content;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 999px;
  background: #fff;
  color: var(--navy);
  padding: 0.62rem 0.86rem;
  font-size: 0.92rem;
  font-weight: 800;
  box-shadow: 0 10px 24px rgba(6, 23, 47, 0.06);
}

.process-note svg {
  width: 18px;
  height: 18px;
  color: var(--gold);
}

.advisor-card {
  grid-template-columns: 0.28fr 1fr;
}

@media (max-width: 1024px) {
  .ad-hero-slider {
    height: clamp(260px, calc((100vw - 36px) * 0.52), 500px);
  }

  .split-layout {
    grid-template-columns: 1fr;
  }

  .process-section .section-heading h2,
  .process-section .section-heading p {
    max-width: 760px;
  }

  .advisor-card {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 760px) {
  .hero-section {
    padding-top: 14px;
  }

  .ad-hero-slider {
    width: min(100% - 20px, 560px);
    height: clamp(210px, calc((100vw - 20px) * 0.64), 390px);
    border-radius: 18px;
  }

  .ad-hero-slider .hero-poster img {
    border-radius: 16px;
  }

  .hero-bottom {
    width: min(100% - 20px, 560px);
    grid-template-columns: 1fr;
    margin-top: 10px;
  }

  .hero-trust-badges {
    justify-content: flex-start;
    overflow-x: auto;
    flex-wrap: nowrap;
  }

  .section-pad {
    padding: 58px 0;
  }

  .section-heading h2,
  .section-title {
    font-size: clamp(1.55rem, 7vw, 2.2rem);
  }

  .process-grid {
    grid-template-columns: 1fr;
  }

  .process-card {
    min-height: auto;
  }
}

/* Compact 8-service presentation. */
.service-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.service-card {
  border-radius: 16px;
}

.service-media {
  aspect-ratio: 16 / 9;
  border-bottom: 1px solid rgba(6, 23, 47, 0.08);
}

.service-content {
  padding: 14px;
}

.service-chip {
  padding: 0.28rem 0.5rem;
  font-size: 0.66rem;
}

.service-card h3 {
  margin-top: 10px;
  font-size: 1.06rem;
}

.service-card p {
  min-height: 72px;
  margin-top: 8px;
  font-size: 0.9rem;
  line-height: 1.55;
}

.service-actions {
  gap: 8px;
  margin-top: 12px;
}

.service-actions .btn {
  min-height: 38px;
  padding-inline: 0.62rem;
  font-size: 0.78rem;
}

.faq-page-main {
  padding-top: 86px;
  background: #fff;
}

.faq-hero {
  background:
    linear-gradient(180deg, #f7fbff, #fff),
    radial-gradient(circle at 10% 20%, rgba(215, 154, 24, 0.12), transparent 32%);
}

.faq-hero h1 {
  margin: 16px 0 0;
  color: var(--navy);
  font-size: clamp(2rem, 4vw, 3.25rem);
  font-weight: 900;
  line-height: 1.08;
}

.faq-page-layout {
  display: grid;
  grid-template-columns: 0.34fr 0.66fr;
  gap: 28px;
  align-items: start;
}

.faq-side-card {
  position: sticky;
  top: 110px;
  border: 1px solid rgba(6, 23, 47, 0.08);
  border-radius: 20px;
  background: #fff;
  box-shadow: var(--shadow-sm);
  padding: 22px;
}

.faq-side-card h2 {
  color: var(--navy);
  font-size: 1.35rem;
  font-weight: 900;
}

.faq-side-card p {
  margin: 10px 0 18px;
  color: var(--muted);
  line-height: 1.7;
}

@media (max-width: 1180px) {
  .service-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 860px) {
  .service-grid,
  .faq-page-layout {
    grid-template-columns: 1fr;
  }

  .faq-side-card {
    position: static;
  }
}

@media (max-width: 560px) {
  .service-card p {
    min-height: auto;
  }

  .service-actions {
    grid-template-columns: 1fr;
  }
}

/* Chatbot v2: compact advisory desk. */
.guidance-panel {
  right: 18px;
  bottom: 86px;
  width: min(360px, calc(100vw - 24px));
  height: min(620px, 75vh);
  max-height: calc(100dvh - 108px);
  border-radius: 18px;
  transform: translateY(30px);
  transition: opacity 0.22s ease, transform 0.26s ease;
}

.guidance-panel.open {
  transform: translateY(0);
}

.guidance-header {
  flex: 0 0 auto;
  padding: 10px 12px;
}

.guidance-header .brand-logo {
  width: 38px;
  height: 38px;
  border-radius: 10px;
}

.guidance-header .brand-lockup strong {
  font-size: 0.94rem;
}

.guidance-header .brand-lockup small {
  font-size: 0.68rem;
  letter-spacing: 0;
  text-transform: none;
}

.guidance-messages {
  flex: 1 1 auto;
  min-height: 0;
  padding: 12px;
  scroll-behavior: smooth;
}

.guidance-msg {
  margin-bottom: 10px;
}

.bubble {
  max-width: 86%;
  border-radius: 15px;
  padding: 10px 12px;
  font-size: 0.88rem;
  line-height: 1.48;
}

.bubble.bot strong {
  display: inline-block;
  margin-bottom: 4px;
  color: var(--navy);
}

.chat-note {
  display: block;
  margin-top: 8px;
  color: #8a5b05;
  font-weight: 800;
}

.chat-actions {
  display: grid;
  grid-template-columns: 1fr;
  gap: 7px;
  margin-top: 10px;
}

.chat-action {
  width: 100%;
  border: 1px solid rgba(215, 154, 24, 0.34);
  border-radius: 12px;
  background: #fff8e8;
  color: var(--navy);
  padding: 9px 10px;
  text-align: center;
  font-size: 0.8rem;
  font-weight: 900;
  line-height: 1.1;
  cursor: pointer;
  transition: transform 0.18s ease, box-shadow 0.18s ease, background 0.18s ease;
}

.chat-action:hover {
  transform: translateY(-1px);
  box-shadow: 0 10px 22px rgba(6, 23, 47, 0.12);
}

.chat-action-whatsapp {
  border-color: rgba(37, 211, 102, 0.35);
  background: #ecfff3;
  color: #075e33;
}

.quick-replies {
  flex: 0 0 auto;
  max-height: 92px;
  overflow-y: auto;
  padding: 9px 10px;
}

.quick-replies.empty {
  display: none;
}

.quick-pill {
  padding: 6px 9px;
  font-size: 0.73rem;
}

.guidance-input {
  flex: 0 0 auto;
  grid-template-columns: 1fr 42px;
  gap: 8px;
  padding: 10px;
}

.guidance-input input {
  min-height: 42px;
  padding: 10px 11px;
  font-size: 0.9rem;
}

.guidance-input button {
  min-height: 42px;
}

@media (max-width: 560px) {
  .floating-whatsapp {
    right: 14px;
    bottom: 84px;
    width: 52px;
    height: 52px;
  }

  .guidance-fab {
    right: 14px;
    bottom: 18px;
    min-height: 50px;
    border-radius: 16px;
  }

  .guidance-panel {
    left: 10px;
    right: 10px;
    bottom: 76px;
    width: auto;
    height: min(74dvh, calc(100dvh - 96px));
    max-height: calc(100dvh - 96px);
    border-radius: 18px;
  }

  .bubble {
    max-width: 90%;
    font-size: 0.86rem;
  }

  .chat-actions {
    gap: 6px;
  }
}